United Kingdom · Settling In

Your First Weeks in the UK: NI Number, Bank, GP, and BRP

The landing admin is not hard, but the order matters. Do it in the wrong sequence and each task blocks the next. Here is the running order that actually flows.

Updated July 2026 · 9 min read

The paperwork of arriving in the UK is not complicated on its own. What trips people up is the sequence, because several of these tasks quietly depend on each other. Try to register with a doctor before you have anywhere to say you live, or chase a National Insurance number before you have a bank account for your wages, and you spin your wheels. Do them in the right order and each one unlocks the next. This is that order, roughly the sequence that keeps you moving.

One thing up front, because it underpins everything: the UK is in the middle of moving from physical immigration documents to digital status. For years the standard proof was a biometric residence permit, the BRP card. That system is being replaced by an online eVisa you access through a government account rather than a card in your wallet. Which one you have, and how you prove your status to an employer or landlord, depends on when and how you were granted your visa, so confirm your own situation on gov.uk. Do not assume the card-in-the-post model still applies to you.

Step one: know how to prove your immigration status

Before anything else, sort out how you demonstrate that you are here legally, because an employer will ask, a landlord will ask, and some banks will ask. If you were issued a physical BRP, that card is your proof, so collect it, check the details are right, and keep it safe. If you are on the digital system, set up and log into your online immigration status account so you can generate a share code on demand. Test that it works before you actually need it in front of a hiring manager.

Getting this right first is what makes the rest possible, because most of the other steps assume you can prove who you are and that you have the right to be here and to work. Treat any card as valuable: report a lost BRP, and do not travel without understanding what document or code you need to re-enter. If the physical-versus-digital question is at all unclear for your visa route, resolve it on the official site now rather than discovering the gap at the worst moment.

Step two: a phone, then a bank account, then your first pay

With your status sorted, the next block is money, and it starts with the smallest task: a UK phone number. Grab a pay-as-you-go SIM, which takes minutes and needs nothing but cash or a card. You need a UK number for almost everything that follows, from bank verification texts to giving a contact number on forms, so it is the cheap unlock you do first.

Then open a bank account, and here the sequence really matters, because a traditional high-street bank will usually want proof of a UK address you do not have yet. The way around it is an app-based account that onboards you with just a passport, a selfie and that new UK phone number, no address history required. That gives you a sort code and account number the same day, which is exactly what an employer needs to pay you. The full walkthrough, including the accounts that skip the proof-of-address check, is in opening a UK bank account as a newcomer, and it is worth reading before you land so payday is never held up.

Once you can be paid, hand your new bank details to your employer so payroll is set up cleanly. If the cost of these first weeks, the deposit, the temporary rent, the SIM, the travel, is stretching you before that first paycheck arrives, understand how relocation funding and employer allowances work so a timing gap does not turn into a real problem.

Step three: an address, temporary housing, and registering with a GP

Almost nobody walks straight into a permanent home, so most people land in somewhere temporary first, a short-let room, a studio, or a serviced flat while the permanent search runs. That is normal and it is fine. What matters is that a temporary address is still an address, and it is enough to move the next tasks forward. If you have not sorted where you are landing, the budget bands and how to book from abroad are covered in temporary housing in the UK.

As soon as you have somewhere to say you live, register with a GP, the local doctor's practice that is your front door to the whole NHS. It is free, it takes one visit, and crucially you should do it while you are well, not when you are ill and starting from zero. Practices may ask for proof of address and ID, but they should not turn you away simply for lacking a utility bill, and many accept a tenancy agreement or your passport plus your word. The detail of what the surcharge you already paid covers, and when private cover is worth it, is in healthcare in the UK for newcomers.

Step four: apply for your National Insurance number

The National Insurance number, your NI number, is your reference for tax and social security. You apply for it after you arrive, and this is deliberately near the end of the running order, because it depends on things you set up first and, importantly, you do not have to wait for it to start working. You can legally begin a job before your NI number comes through, as long as you can prove your right to work, and your employer uses a temporary arrangement until the real number lands.

That is the fact that saves people a lot of stress: the NI number is not a gate in front of your first paycheck. So apply for it once you are settled with an address and can prove your identity, then get on with life while it processes. Chasing it in a panic on day one, ahead of the bank account and the address it sits behind, is the classic wrong-order mistake. Follow the current application steps on gov.uk, since the exact process changes.

A rough running order

  1. Confirm your status proof. Collect a BRP or set up and test your digital eVisa access.
  2. Get a UK phone number. A pay-as-you-go SIM unlocks verification for everything after it.
  3. Open a bank account. App-based first, so you have a sort code and account number to be paid into.
  4. Give your employer your bank details. So payroll runs on time.
  5. Settle a temporary address. Enough to register for things and receive post.
  6. Register with a GP. Free, quick, and best done before you need care.
  7. Apply for your NI number. After you are settled, and not something to wait on before working.

Common questions

Can I start work before my National Insurance number arrives?

Generally yes, as long as you can prove your right to work. Your employer can pay you under a temporary arrangement while the NI number is processed, so it is not a barrier to your first job or your first paycheck.

Do I still get a BRP card, or is it all digital now?

It depends on when and how your visa was granted, because the UK is moving from physical BRP cards to a digital eVisa system. Check on gov.uk which applies to you, and make sure you can actually access and share your status before an employer or landlord asks for it.

What is the very first thing I should do?

Make sure you can prove your immigration status, then get a UK phone number and a bank account, in that order. Almost everything else, from being paid to signing a tenancy, leans on those being in place.

How long does all of this take?

The essentials, phone, bank account and a temporary address, can come together within your first week if you move quickly. The NI number and a permanent home usually take longer, which is fine, because neither one blocks you from starting work.

Do I need to register with the police or a local authority?

Most routes no longer require police registration, but requirements can vary by visa and change over time, so confirm whether anything specific applies to your category on the official site rather than assuming.

The short version

None of these tasks is difficult, but the order is doing quiet work. Prove your status, get a phone, open an app-based bank account so you can be paid, settle a temporary address, register with a GP while you are well, and apply for your NI number once you are set up, knowing it never blocks your first job. Do it in that sequence and each step feeds the next instead of stalling on the one before. Confirm the current rules on gov.uk as you go, because the status and NI processes both change, and you want the live version, not last year's.

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General information only, not legal advice. Immigration rules change often, so confirm your own situation with the official government source or a qualified professional before you act.